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Our Physicians


The physician team at All About Women is comprised of caring professionals that work cohesively to address your care. To learn more about our physician staff, browse the profiles below for each of our physicians.



Stephen G. Smith, M.D.

Medical Doctor


Stephen G. Smith, M.D. began his medical practice of Obstetrics and Gynecology in Panama City in 1989 with privileges at Gulf Coast Regional Medical Center. He has delivered over 5000 babies in the past 27 years of continuous medical practice with board certification in Obstetrics and Gynecology. Dr. Smith received the “Frist Humanitarian Award” in 2011 from Gulf Coast Regional Medical Center for his interests in the problems of opiate addiction in pregnancy. Dr. Smith is the only licensed obstetrician in our area to manage buprenorphine needs with pregnant patients.


Dr. Smith received a B.S Degree in Biology from Florida State University in Tallahassee, a M.D. degree from the University of Florida in Gainesville, and OB/GYN specialty training at the University of South Florida in Tampa. Dr Smith is specialty skilled in gynecologic DaVinci robotic surgery. He is current member of The American Congress of Obstetricians and Gynecologist.


Dr. Smith grew up in Panama City and is a graduate of Bay High School, Class of 1977. He was a member of 1976 Bay High Tornado State Championship football team. Dr. Smith and his wife are married 33 years and they have 7 children. They are active members of Grace Presbyterian Church. Together they enjoy triathlon and have completed thirteen “Ironman Florida” events in Panama City Beach and also the 2014 Ironman World Championship event in Kona Hawaii. 



Tricia M. Percy, D.O.

Doctor of Osteopathic Medicine

Dr. Tricia Percy joined our practice in 2004. She moved to Panama City from Chicago, Illinois where she completed her OB/GYN residency at Midwestern University. She is a graduate of Nova Southeastern College of Osteopathic Medicine and received her board certification in OB/GYN in 2005. She currently serves as a member of the Medical Executive Committee at Gulf Coast Regional Medical Center. Dr. Percy is also trained in DaVinci Robotic surgery. She is married with three young boys and enjoys cheering for “The Notre Dame Fighting Irish” her alma mater!



Roslyn V. Mallory, M.D.

Medical Doctor

Dr. Roslyn Mallory joined our practice in August of 2010. She is originally from Decatur, GA and attended Georgia State University for her undergraduate degree. She graduated from Howard University College of Medicine in Washington, DC and became board certified in 2012. She completed her training in OB/Gyn at York Hospital in York, PA and she doesn’t miss the snow! Her areas of interest are Urogynecology and Pelvic Organ Prolapse. In her spare time she enjoys reading and spending time with her dog Sugabelle!



Timothy J. Ramsden, M.D.

Medical Doctor

Dr. Timothy Ramsden joined our practice in 2010. He is a veteran of the United States Navy and moved to Panama City from Seattle, Washington where he has been in practice for the past seven years. He completed his OB/GYN residency at Southern Illinois University where he was a chief resident. He is a graduate of the University of Illinois College of Medicine and received his board certification in OB/GYN in 2008. Dr. Ramsden is also trained and skilled in DaVinci robotic surgery. He has three children and enjoys scuba diving, fishing, hunting, and watching college and pro football in his spare time.



Charlie N. Kelly, ARNP-BC

Nurse Practitioner

Charlie Kelly, Nurse Practitioner, is the newest member of our team. She has a Masters Degree in Nursing from the University of South Alabama, specializing in Women's Health. Prior to receiving her degree she worked as a Labor and Delivery nurse for six years at Gulf Coast Regional Medical Center. She is enthusiastic and passionate about taking care of women through all stages of life. She is a Panama City local married with two busy sons. In her spare time she likes to run, relax, and enjoys being outside.



Laura McCord, CNM

Certified Nurse-Midwife

Laura McCord, Certified Nurse-Midwife received a Master’s Degree in Nursing from the University of Miami in Miami, Florida, where she had the privilege of attending the deliveries of women from many different cultures and learning different beliefs about birth. She has worked as a CNM since 1993 and considers it very important that women know about their options during labor and are given support to choose the one that are right for them.  After graduating she has lived and worked in several different states but has decided to relocate back to Florida in Panama City to be closer to family. She enjoys gardening, bike riding and socializing. 



Contact Info

All About Women OBGYN


Panama City Office

70 Doctors Drive

Panama City, FL 32405

(850)-785-1517 phone

(850)-784-1271 fax


M, Tu, Th, & F 7-4

Wednesday 7-12







4 Important Reasons To See Your OBGYN

Scheduling an appointment with your OBGYN can be an intimidating experience for many women, especially the first time.



Luis, Panama City


Really treated me and my womanly needs well. Doc is a stud, too.